Services We Provide

I’d like to share with you a little bit about Centennial Wealth Advisory and the different services that we provide. So just to give you a little back story. So, I’ve been with the company now for 17 years and I know it’s hard to believe because I’m only 30 years old. No, it’s one that I’ve been here awhile and one that time has moved along and you see different changes happening in the retirement planning landscape, we’ve adapted to make sure that we provide a wide variety of different services. So one thing as far as Centennial Wealth Advisory, we’re a registered investment advisory firm. Meaning that we’re independent. So that we’re not associated with a specific bank or a specific brokerage company or anything like that. We are independent. Now we’ll use different custodians such as like Fidelity. And then if we’re dealing with insurance companies, then we have that independence to go and work with a number of different providers there. So as far as different services, starting off with the obvious of investment planning. So that’s something that changes over time. So as people are early or prior to retirement, maybe their comfort level with risk is a little bit higher. But as time moves along and as you age, maybe you want to be scaling back some of the risk. And so investments are going to be changing depending on your age and what your goals and objectives are. Income planning is another service that we look at. And we’re trying to map out essentially the next maybe 20-30 years of your retirement and make sure that you have the definite known income sources. Perhaps you have Social Security, maybe you have a pension. What are some other ways that you can be drawing income? Whether that’s just simply taking withdrawals or maybe it’s utilizing different types of annuities through insurance companies. Tax preparation and planning is a key area that we focus on, looking at year in and year out. What are those ways that you cannot only try and keep as much money in your pockets versus Uncle Sam, but also planning ahead with traditional IRAs or 401Ks. What are the tax ramifications of those accounts as you hold them for the next 20-30 years. Does it make sense to potentially transition some of those to Roth IRAs? And we partner with different local Estate Planning Attorneys to help with whether it’s Wills, Trusts, Ladybird Deeds, whatever that might be. And lastly, the insurance area. So again, we’re different licensed Insurance Agents that can help walk through with you existing life insurance or perhaps you’re looking to buy life insurance. Maybe it’s health insurance and assisting you in that area as well as then long-term care. We can assist you with that. So if you have questions about any of this, please give us a call. At Centennial Wealth Advisory, we take a holistic approach to your retirement planning. So it’s not just looking at what your investments are, but what is that long-term income plan for the next 30-40 years of your retirement. What about taxes and what role they plan in your retirement plan. Estate planning, what about life insurance, health insurance planning? All key areas to consider when looking at your retirement. So please visit our website or call the number on the screen. We’d love the opportunity to sit down with you for a no cost, no obligation visit.