Retire Well



SmartVestor Pro

Dave Ramsey created the SmartVestor directory to help consumers identify qualified investment professionals in their area who have been screened and vetted by Ramsey Solutions. Larry Flynn is a SmartVestor Pro affiliated with Dave Ramsey and shares a common vision for assisting individuals with saving and investing for retirement.

Learn more about SmartVestor here.



Prior to joining Centennial Wealth in 2013, Larry owned his own accounting firm for over 25 years. A believer that minimizing income taxes and understanding tax ramifications are vital parts of any strategy, Larry added financial planning to his practice in 1999, but he has since sold the firm to work for Centennial Wealth full time.

Larry graduated in 1984 from Northwood University in Midland, Michigan, with a Bachelor of Science in business administration with a major in accounting. He is an Enrolled Agent (EA), Accredited Business Accountant (ABA) and Investment Adviser Representative (IAR). Larry has also been president of the Independent Accountants Association of Michigan three times.

Larry and his wife, Chris, are Traverse City natives who have been married for over 30 years. They have three sons, Brett, Ben and Garry, and three grandchildren, Saige, Ezra and Lilia. In his spare time, Larry enjoys running, biking, hiking and snowshoeing.

All investing involves risk and you may incur a profit or a loss. There is no assurance that any investment strategy will be successful. SmartVestor™ is an advertising service for investing professionals. Advertising fees are not connected to any commission, portfolio, service, product or other service offered or rendered by any SmartVestor Pros. SmartVestor Pros are subject to initial vetting by Ramsey Solutions, and they affirm a Code of Conduct. SmartVestor Pros are not employees or agents of Ramsey Solutions. Neither Ramsey Solutions nor its affiliates are engaged in rendering investing or other professional advice. Ramsey Solutions does not receive, control, access or monitor client funds, accounts or portfolios. Ramsey Solutions does not warrant any services of SmartVestor Pros and makes no claim or promise of any result or success of retaining a SmartVestor Pro. Your use of SmartVestor, including the decision to retain the services of any SmartVestor Pro, is at your sole discretion and risk. Any services rendered by SmartVestor Pros you contact are solely that of the SmartVestor Pro.


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