Address: 9475 West Watergate Rd
McBain, MI 49657
Welcome To Centennial Wealth Advisory In Cadillac
At Centennial Wealth Advisory, we believe you should be able to live the retirement you've always wanted. Our team of professionals can help you create a well-thought-out strategy, using a variety of financial tools and services, to help you address your financial needs and concerns.
Getting Started In 3 Easy Steps
We’ll help you create a well-thought-out strategy to help you address your financial needs and concerns.
1. Discover
Schedule a meeting to sit down with us and discover what your ideal retirement looks like.
2. Evaluate
Using our Plan to Retire Well process, we’ll examine your current financial situation and share our planning recommendations for you to best reach your financial goals.
3. Plan
We put your plan in action along with updates overtime.
Preserve Wealth
When it comes to managing your money, we at Centennial Wealth Advisory specialize in the utilization of low-volatility portfolio designs.
This means that we build portfolios with a focus on consistent returns. Our clients understand that successful investing occurs through avoiding big market losses.
We happily give up some of the upside in order to avoid the down. When it comes to your retirement, consistency wins the game!.
Generate Income
We believe that your retirement savings should generate sufficient income that is deposited, each and every month, into your checking account. Stock market gyrations should not have any impact on your retirement income or your lifestyle.
Social Security planning often represents a significant addition to your overall retirement income plan. How do you best integrate Social Security claiming strategies with your portfolio income? We help you every step of the way.
At Centennial Wealth Advisory, we will never tell you to reduce your income or change your lifestyle because the markets had a bad year.
Tax Planning
Retirees consistently waste thousands of dollars every year to unnecessary taxation.
We help you keep those dollars in your pocket rather than handing them over to the IRS.
We also recognize that your retirement funds (IRA, 401(k), 403(b), etc.) very likely represent your largest tax liability. This is money that has never been taxed, and all too often distributions from these accounts lead to double taxation during your retirement years.
We utilize a number of proven, powerful strategies to significantly reduce your tax burden over your lifetime, often saving you thousands of dollars over time.
Estate Planning
Every complete retirement plan contains the instructions for how to distribute your assets after you are gone. We believe that the best estate planning does this simply, with minimal taxation and very little to any probate delays, while keeping your privacy throughout.
Procrastination is far too easy when it comes to your estate planning. We help you make sure that you get it done, and get it done right.
Estate planning can also include different insurance plans, such as life insurance and long-term care protection. We also help you best coordinate your insurance coverages with your overall estate plan so as to achieve your goals as easily as possible.
Healthcare Planning
Choosing a specific healthcare coverage plan that aligns with your retirement goals is one of the important financial planning decisions you'll make. Our Medicare Supplement Solutions Division can help you understand all the available options in relation to your retirement and financial plans so that you can make an informed decision.
No one can predict the future. Unexpected hospital bills can have a huge impact on a family's future financial and retirement picture. That's why health insurance is so important.
By taking the time to understand what's important to you in terms of health care costs and coverage, we can provide you with information and resources so that you can select the plan that's right for you.
Long-Term Care Planning
End of life planning is important.
Life insurance can help protect your family financially if you are no longer here to provide for them. Long-term care can be very expensive and deplete a family's financial accounts without adequate insurance.
We can help you understand the different plans available to you and assist you in determining what planning is required.
Charitable Giving
At Centennial Wealth Advisory, we believe you should be able to live the retirement you've always wanted. Our team of professionals can help you create a well-thought-out strategy, using a variety of financial tools and services, to help you address your financial needs and concerns.
Book An Appointment
For more information or to book an appointment, call us at 231.995.9575 or complete the form below.
Ready to take the next step?
For more information about any of the products and services listed here, schedule a meeting today or register to attend a seminar.